Oct 17, 2012



Make your own toothpaste!
As the number of Filipinos with missing teeth climbs higher, Drew Arellano explores the do's and dont's of oral hygiene. Meanwhile, chemist Janir Datukan shows us how anyone can make toothpaste in their home! (Aired Sep. 9, 2012)
Date posted: Sep 10, 2012 2:47pm
Reporter: Drew Arellano

Source: http://www.gmanetwork.com/news/video/132973/aha/make-your-own-toothpaste


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Make your own toothpaste!

Make your own toothpaste!
As the number of Filipinos with missing teeth climbs higher, Drew Arellano explores the do's and dont's of oral hygiene. Meanwhile, chemist Janir Datukan shows us how anyone can make toothpaste in their home! (Aired Sep. 9, 2012)
Date posted: Sep 10, 2012 2:47pm
Reporter: Drew Arellano

Make your own toothpaste! | Video


Source: http://www.gmanetwork.com/news/video/132973/aha/make-your-own-toothpaste

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Make your own toothpaste!

Make your own toothpaste!
As the number of Filipinos with missing teeth climbs higher, Drew Arellano explores the do's and dont's of oral hygiene. Meanwhile, chemist Janir Datukan shows us how anyone can make toothpaste in their home! (Aired Sep. 9, 2012)
Date posted: Sep 10, 2012 2:47pm
Reporter: Drew Arellano

Make your own toothpaste! | Video


Source: http://www.gmanetwork.com/news/video/132973/aha/make-your-own-toothpaste

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Israeli invents cardboard bike

Israeli inventor and cycling enthusiast Izhar Gafni lifts his cardboard bicycle in Moshav Ahituv in this photo taken Sept. 24, 2012. The bicycle, made almost entirely of cardboard, has the potential to change transportation habits from the world's most congested cities to the poorest reaches of Africa. Reuters/Baz Ratner

Israeli invents cardboard bike | Photo

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Paano ginagawa ang mga cellphone? | Video

Paano ginagawa ang mga cellphone? | Video

Paano ginagawa ang mga cellphone?
Samahan si Doorah at silipin ang paggawa ng cellphone sa isang lokal na pagawaan. (Air Date: August 12, 2012)
Date posted: Aug 14, 2012 8:46am, Reporter: Drew Arellano

Source: http://www.gmanetwork.com/news/video/129872/aha/paano-ginagawa-ang-mga-cellphone


Oct 12, 2012

PLANNING AHEAD FOR PRIODIC EXPENSES

The other day I was chatting with a friend who was in a panic regarding not having enough money for the new tires that they needed for their car. It got me thinking about the challenges we all face regarding irregular or periodic expenses. It can be a little overwhelming to try to figure out how much money you should be setting aside for things such as auto or home maintenance. While working with Money4Life Coaching Members I generally try to walk them through the standard expenses that everyone can expect. Let’s use Auto Maintenance as an example. First, we have oil changes. On average you will typically need 4 oil changes per year, depending on your mileage and driving habits of course. The cost of an oil change can vary depending on your city/state, type of car, and your your mechanic. Let’s use a rough estimate of $50 per oil change. That would mean $200 per year, or $16.66 per month. Second, we have miscellaneous things like windshield washer blades, windshield washer fluid, light bulbs, oil, perhaps a car wash here and there. Let’s assume $50 a year for these types of expenses and supplies. You could also look at this as $4.16 per month. Tires would be another expense that in most cases you can plan ahead for. People replace their tires every 3 to 5 years typically, again depending on their driving habits, mileage, etc. Tires can vary a great deal in price, but for this example let’s use a rough estimate of $100 per tire. Let’s assume we replaced our tires 2 years ago and we want to get new tires in about 2 years. Four tires would cost $400 and if we had 2 years to set that money aside, we would want to set aside $16.66 per month, for 24 months. With just these minimum typical expenses, we have easily come up with a budget of $37.48 per month for Auto Expenses, or $450 per year for the next 2 years. You would of course also want to take into account the age of your car, and the mileage. For example, there are manufacturer recommendations for certain services to be performed at 50,000 miles, 100,000 miles, etc. Your mechanic should be able to provide you with a list of those services and their cost. The same type of exercise can be done for home maintenance, holiday expenses, etc. As you use Mvelopes you will become more aware of where exactly your money is going and you will find it easier to estimate these types of expenses. - Jennifer Hickman, Director, Money4Life Coaching

Source: http://www.mvelopes.com/ 



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Oct 10, 2012

How To Have An Abundant 2013


How To Have An Abundant 2013
The BER Months are with us again.
Christmas is coming. (A clear sign that you know Christmas is near: Do you hear kids calling you “Ninong” more often these days?)
And 2013 is rushing towards you like a speeding, unstoppable train.
Are you ready for 2013?
Here’s my big question to you: Do you want your 2013 to be the same as your 2012? Or do you want it to be more FINANCIALLY ABUNDANT?
Life is about preparation. I’ve long realized that battles are won not during the battle itself but before the battle begins. Battles are won during preparation.
          I strongly suggest you prepare for 2013 NOW while it’s still 2012.
And the most important decision you can make for 2013 is to put God first.
          Let me give you my personal invitation…
Get More Blessed In 2013
          When you put God first, He promises that all things will be added unto you.   I believe that God wants abundance for your life.
Learn how to gain financial freedom this coming year.  Specifically, I’d like to change the way you think about money, the way you feel about money, and the way you work for money. 
On October 20, 2012, I’m giving my powerful How To Be Truly Rich Seminar in PICC. The same powerful seminar that has changed the lives of thousands of people.
By the way, I give this Seminar to companies at P8,000++ per person, but because I want to help more people, I give this Seminar to the public at the subsidized cost of P975 only. (Yes, that’s not a typo.)  
If you want financial freedom, click the link below:
May your dream come true,
Bo Sanchez
PS. Here’s my belief: A shift in your understanding will cause a major shift in your financial life. That’s what will happen when you attend my How To Be Truly Rich Seminar. To join, click the link below:
 Source: Bo Sanchez



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