Dec 19, 2012

Canada Job-Design Director

Job Title Design Director Job ID 2012-1485
Category Producer & Designer 

IS THIS YOU?:

Are you a design sensei and game guru? Do you have a remarkable acumen in all aspects of game design and development? Do you have noteworthy experience developing third-person action games? Are you well-versed in content-development tools and pipelines? Are you an inspiring leader who can make everyone around him/her a smarter and more engaged game developer? If so, we would like to talk to you about an exciting new Capcom title that is being developed in beautiful Vancouver, British Columbia.



Here at Capcom Vancouver, we are looking for individuals with exceptional skills in written, visual and verbal communication. Giving clear direction will be important, as you will be expected to drive the implementation of your designs across disciplines. We also believe that the ability to solicit and process feedback is as critical as the ability to generate and sell great game ideas. We need leaders who encourage creative contributions across the team and develop these ideas into clear designs that align with the high-level vision of the game.


WHAT YOU WOULD DO:

Work directly with the Executive Producer in defining the creative vision for the game
Spearhead the creation and implementation of industry-leading game content
Drive the development of the studio’s game editors and tool sets
Mentor designers throughout the studio
Serve the team as an expert on competitive products and as an advocate for our core audience
Review the game regularly, providing hands-on feedback and eventually becoming instrumental in tuning the overall experience

WHAT YOU NEED:

8+ years in a designer role
Strong understanding of all aspect of game design and development
Experience implementing compelling content in third-person action games
Excellent grasp of content development tools and pipelines
Exceptional leadership qualities
Proven ability to document and communicate design ideas
Remarkable knowledge of the video game industry



SAMPLE WORK A BONUS: Exhibiting your design and communication skills with examples of written or visual design documentation will help us assess candidates.


To apply for this position, please go to http://www.capcomvancouver.com/


We thank all applicants for applying, however, only those selected for an interview will be contacted.

Deadline: 31/12/2012


Source: http://ca.jobrapido.com/

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Canada Job- Maintenance Program Engineer

Health and Wellness: Canada Job- Maintenance Program Engineer: Job Title: *Polaris – Maintenance Program Engineer Job Code: 2033 Division: Aerospace Position Status: Full Time City: Trenton/Montrea...

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Oct 17, 2012



Make your own toothpaste!
As the number of Filipinos with missing teeth climbs higher, Drew Arellano explores the do's and dont's of oral hygiene. Meanwhile, chemist Janir Datukan shows us how anyone can make toothpaste in their home! (Aired Sep. 9, 2012)
Date posted: Sep 10, 2012 2:47pm
Reporter: Drew Arellano

Source: http://www.gmanetwork.com/news/video/132973/aha/make-your-own-toothpaste


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Make your own toothpaste!

Make your own toothpaste!
As the number of Filipinos with missing teeth climbs higher, Drew Arellano explores the do's and dont's of oral hygiene. Meanwhile, chemist Janir Datukan shows us how anyone can make toothpaste in their home! (Aired Sep. 9, 2012)
Date posted: Sep 10, 2012 2:47pm
Reporter: Drew Arellano

Make your own toothpaste! | Video


Source: http://www.gmanetwork.com/news/video/132973/aha/make-your-own-toothpaste

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Make your own toothpaste!

Make your own toothpaste!
As the number of Filipinos with missing teeth climbs higher, Drew Arellano explores the do's and dont's of oral hygiene. Meanwhile, chemist Janir Datukan shows us how anyone can make toothpaste in their home! (Aired Sep. 9, 2012)
Date posted: Sep 10, 2012 2:47pm
Reporter: Drew Arellano

Make your own toothpaste! | Video


Source: http://www.gmanetwork.com/news/video/132973/aha/make-your-own-toothpaste

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Israeli invents cardboard bike

Israeli inventor and cycling enthusiast Izhar Gafni lifts his cardboard bicycle in Moshav Ahituv in this photo taken Sept. 24, 2012. The bicycle, made almost entirely of cardboard, has the potential to change transportation habits from the world's most congested cities to the poorest reaches of Africa. Reuters/Baz Ratner

Israeli invents cardboard bike | Photo

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Paano ginagawa ang mga cellphone? | Video

Paano ginagawa ang mga cellphone? | Video

Paano ginagawa ang mga cellphone?
Samahan si Doorah at silipin ang paggawa ng cellphone sa isang lokal na pagawaan. (Air Date: August 12, 2012)
Date posted: Aug 14, 2012 8:46am, Reporter: Drew Arellano

Source: http://www.gmanetwork.com/news/video/129872/aha/paano-ginagawa-ang-mga-cellphone


Oct 12, 2012

PLANNING AHEAD FOR PRIODIC EXPENSES

The other day I was chatting with a friend who was in a panic regarding not having enough money for the new tires that they needed for their car. It got me thinking about the challenges we all face regarding irregular or periodic expenses. It can be a little overwhelming to try to figure out how much money you should be setting aside for things such as auto or home maintenance. While working with Money4Life Coaching Members I generally try to walk them through the standard expenses that everyone can expect. Let’s use Auto Maintenance as an example. First, we have oil changes. On average you will typically need 4 oil changes per year, depending on your mileage and driving habits of course. The cost of an oil change can vary depending on your city/state, type of car, and your your mechanic. Let’s use a rough estimate of $50 per oil change. That would mean $200 per year, or $16.66 per month. Second, we have miscellaneous things like windshield washer blades, windshield washer fluid, light bulbs, oil, perhaps a car wash here and there. Let’s assume $50 a year for these types of expenses and supplies. You could also look at this as $4.16 per month. Tires would be another expense that in most cases you can plan ahead for. People replace their tires every 3 to 5 years typically, again depending on their driving habits, mileage, etc. Tires can vary a great deal in price, but for this example let’s use a rough estimate of $100 per tire. Let’s assume we replaced our tires 2 years ago and we want to get new tires in about 2 years. Four tires would cost $400 and if we had 2 years to set that money aside, we would want to set aside $16.66 per month, for 24 months. With just these minimum typical expenses, we have easily come up with a budget of $37.48 per month for Auto Expenses, or $450 per year for the next 2 years. You would of course also want to take into account the age of your car, and the mileage. For example, there are manufacturer recommendations for certain services to be performed at 50,000 miles, 100,000 miles, etc. Your mechanic should be able to provide you with a list of those services and their cost. The same type of exercise can be done for home maintenance, holiday expenses, etc. As you use Mvelopes you will become more aware of where exactly your money is going and you will find it easier to estimate these types of expenses. - Jennifer Hickman, Director, Money4Life Coaching

Source: http://www.mvelopes.com/ 



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Oct 10, 2012

How To Have An Abundant 2013


How To Have An Abundant 2013
The BER Months are with us again.
Christmas is coming. (A clear sign that you know Christmas is near: Do you hear kids calling you “Ninong” more often these days?)
And 2013 is rushing towards you like a speeding, unstoppable train.
Are you ready for 2013?
Here’s my big question to you: Do you want your 2013 to be the same as your 2012? Or do you want it to be more FINANCIALLY ABUNDANT?
Life is about preparation. I’ve long realized that battles are won not during the battle itself but before the battle begins. Battles are won during preparation.
          I strongly suggest you prepare for 2013 NOW while it’s still 2012.
And the most important decision you can make for 2013 is to put God first.
          Let me give you my personal invitation…
Get More Blessed In 2013
          When you put God first, He promises that all things will be added unto you.   I believe that God wants abundance for your life.
Learn how to gain financial freedom this coming year.  Specifically, I’d like to change the way you think about money, the way you feel about money, and the way you work for money. 
On October 20, 2012, I’m giving my powerful How To Be Truly Rich Seminar in PICC. The same powerful seminar that has changed the lives of thousands of people.
By the way, I give this Seminar to companies at P8,000++ per person, but because I want to help more people, I give this Seminar to the public at the subsidized cost of P975 only. (Yes, that’s not a typo.)  
If you want financial freedom, click the link below:
May your dream come true,
Bo Sanchez
PS. Here’s my belief: A shift in your understanding will cause a major shift in your financial life. That’s what will happen when you attend my How To Be Truly Rich Seminar. To join, click the link below:
 Source: Bo Sanchez



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Sep 26, 2012

FORECLOSED PROPERTIES FOR SALE: Residential Lo For Sale-Doyong, San Carlos City P...

FORECLOSED PROPERTIES FOR SALE: Residential Lo For Sale-Doyong, San Carlos City P...: ITEM SPB110 Title ID : 7722 Lot Area: 1,455.00 sqm. TCT # 31463 Lot 6195-A -3 Doyong, San Carlos City Pangasinan Market Price: 363,...

FORECLOSED PROPERTIES FOR SALE: PNB Properties For Sale 6

FORECLOSED PROPERTIES FOR SALE: PNB Properties For Sale 6: ITEM PB46 - Residential Title ID : 11397 Lot Area: 240.00 sqm. TCT # 125573-R Lot 12 Block 5 San Pedro Ii, Magalang Pampanga Market Price: ...

PNB Properties For Sale 5

ITEM PB46 - Residential Title ID : 11397 Lot Area: 240.00 sqm. TCT # 125573-R Lot 12 Block 5 San Pedro Ii, Magalang Pampanga Market Price: 360,000.00 Min. Bid Price : 288,000.00
ITEM PB47 - Residential Title ID : 11414 Lot Area: 236.00 sqm. TCT # 125567-R Lot 13 Block 5 San Pedro Ii, Magalang Pampanga Market Price: 354,000.00 Min. Bid Price : 284,000.00
ITEM PB48 - Residential Title ID : 11405 Lot Area: 363.00 sqm. TCT # 125574-R Lot 1 Block 6 San Pedro Ii, Magalang Pampanga Market Price: 544,500.00 Min. Bid Price : 436,000.00
ITEM PB49 - Residential Title ID : 11406 Lot Area: 240.00 sqm. TCT # 125583-R Lot 2 Block 6 San Pedro Ii, Magalang Pampanga Market Price: 360,000.00 Min. Bid Price : 288,000.00

Source: http://www.pnb.com.ph/index.php

Please Contact:
Alex V. Rutagines
Mobile No.
Globe 0917-5631926
Smart 0939-3989400
Sun 0932-2003858
Landline No. 9941334
Email Address: alevars@yahoo.com

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Properties For SALE


PNB Properties Listing 

ID> 00002999: Agricultural/Palay/ Corn Land

Object Data
Property Size: 76,871.00 m²        

Financial Informations: Price       870,702 PHP      

Object Address: LOT 1057
6122 SAGAY, CABIGOBAN LOPEZ JAENA
NEGROS OCCIDENTAL, Philippines

ID> 00006539: Agricultural/Palay/ Corn Land

Object Data: Property Size     1,844.00 m²        
Financial Informations:  Price      7,000 PHP           
Object Address:
LOT 528 CABO-OL, 5321 CAGAYANCILLO, BRGY. BANTAYAN, PALAWAN, Philippines

ID> 00006782 ::: Agricultural/Palay/ Corn Land

Object Data: Property Size 78,059.00 m²               
Financial Informations: Price 20,100 PHP               
Object Address: 2300 TARLAC, BRGY. MORIONES, TARLAC, Philippines

ID> 00016328 ::: Agricultural/Palay/ Corn Land

Object Data : Property Size          42,769.00 m²     
Financial Informations: Price       1,069,225 PHP   
Object Address: LOT A  3305 CAUAYAN
SAN ANTONIO FORMERLY MAOG-OGUING, ISABELA, Philippines

ID> 00000026 ::: Commercial /Lot and Building

Object Data: Property Size           443.00 m²           
Financial Informations: Price       8,860,001 PHP   
Object Address: LOT 1411-B PACO ROMAN ST , 3100 CABANATUAN CITY, POBLACION, NUEVA ECIJA

Min. Bid Price : 1,550,000.00
BATAAN
ITEM PB12 - Residential Title ID : 7269 Lot Area: 240.00 sqm. TCT # T-97331 Lot 14 Block 17 Cristina Square Subdivision, Brgy. Cabcaben, Mariveles, Bataan Market Price: 124,800.00 Min. Bid Price : 100,000.00
ITEM PB13 - Agricultural Title ID : 5493 & 5494 Lot Area: 747.00 sqm. TCT # T-110672 & T-110673 Lot 1 & Lot 14 Block 4 St. Peter Village, Mabuco, Hermosa, Bataan Market Price: 224,100.00 Min. Bid Price : 180,000.00
ITEM PB14 - Residential Title ID : 7861 Lot Area: 351.00 sqm. TCT # T-100675 Lot 21 Block 17 Cristina Square Subd., Cabcaben, Mariveles, Bataan Market Price: 122,850.00 Min. Bid Price : 99,000.00
ITEM PB15 - Residential Title ID : 7857 Lot Area: 220.00 sqm. TCT # T-100677 Lot 24 Block 17 Cristina Square Subd., Cabcaben, Mariveles, Bataan Market Price: 154,000.00 Min. Bid Price : 124,000.00
ITEM PB16 - Residential Title ID : 7860 Lot Area: 240.00 sqm. TCT # T-100674 Lot 20 Block 17 Cristina Square Subd., Cabcaben, Mariveles, Bataan Market Price: 168,000.00 Min. Bid Price : 135,000.00
ITEM PB17 - Residential Title ID : 7858 Lot Area: 240.00 sqm. TCT # T-100669 Lot 15 Block 17 Cristina Square Subd., Cabcaben, Mariveles, Bataan Market Price: 168,000.00 Min. Bid Price : 135,000.00
ITEM PB18 - Residential Title ID : 7855 Lot Area: 240.00 sqm. TCT # T-100671 Lot 17 Block 17 Cristina Square Subd., Cabcaben, Mariveles, Bataan Market Price: 168,000.00 Min. Bid Price : 135,000.00
ITEM PB19 - Residential Title ID : 7853 Lot Area: 258.00 sqm. TCT # T-100676 Lot 23 Block 17 Cristina Square Subd., Cabcaben, Mariveles, Bataan Market Price: 180,600.00 Min. Bid Price : 145,000.00 PAMPANGA
ITEM PB20 - Residential Title ID : 6880 Lot Area: 149.00 sqm. TCT # 104548-R Lot 2 Block 9 Barangay San Pedro, Magalang, Pampanga Market Price: 119,200.00 Min. Bid Price : 96,000.00
ITEM PB21 - Residential Title ID : 6881 Lot Area: 218.00 sqm. TCT # 104549-R Lot 3 Block 9 Barangay San Pedro, Magalang, Pampanga Market Price: 174,400.00 Min. Bid Price : 140,000.00
ITEM PB22 - Residential Title ID : 6882 Lot Area: 269.00 sqm. TCT # 104550-R Lot 4 Block 9 Barangay San Pedro, Magalang, Pampanga Market Price: 215,200.00 Min. Bid Price : 173,000.00
ITEM PB23 - Residential Title ID : 6883 Lot Area: 236.00 sqm. TCT # 104551-R Lot 5 Block 9 Barangay San Pedro, Magalang, Pampanga Market Price: 188,800.00 Min. Bid Price : 152,000.00
ITEM PB24 - Residential Title ID : 6884 Lot Area: 240.00 sqm. TCT # 104552-R Lot 6 Block 9 Barangay San Pedro, Magalang, Pampanga Market Price: 192,000.00 Min. Bid Price : 154,000.00
ITEM PB25 - Residential Title ID : 6885 Lot Area: 155.00 sqm. TCT # 104553-R Lot 7 Block 9 Barangay San Pedro, Magalang, Pampanga Market Price: 124,000.00 Min. Bid Price : 100,000.00
ITEM PB26 - Residential Title ID : 6886 Lot Area: 218.00 sqm. TCT # 104554-R Lot 8 Block 9 Barangay San Pedro, Magalang, Pampanga Market Price: 174,400.00 Min. Bid Price : 140,000.00
ITEM PB27 - Residential Title ID : 6887 Lot Area: 149.00 sqm. TCT # 104555-R Lot 9 Block 9 Barangay San Pedro, Magalang, Pampanga Market Price: 119,200.00 Min. Bid Price : 96,000.00
ITEM PB28 - Residential Title ID : 7175 Lot Area: 421.00 sqm. Floor Area: 76.00 sqm. TCT # 454163-R Lot 1212-B-6-Ee-1 Sitio Danga (Interior), Brgy. Colgante, Apalit, Pampnga Market Price: 250,360.00 Min. Bid Price : 201,000.00


http://www.pnb.com.ph/index.php

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Sep 25, 2012

PNB Properties FOR SALE



PROPERTY CATEGORY- Lot Only
Title ID: 10539
TITLE NO. N-229779 & N-229784
AREA (SQM) 340
LOCATION: CHRISTINE ST. LOT 8 & LOT 9(ROAD) PARKWAY VILLAGE BRGY. A. SAMSON APOLONIO SAMSON QUEZON CITY
INDICATIVE PRICE: 963,900.00

TITLE ID: 10288
TITLE NO.N-22978
AREA (SQM): 100
LOCATION: CHRISTINE ST. LOT 8 & LOT 9(ROAD) PARKWAY VILLAGE BRGY. A. SAMSON APOLONIO SAMSON QUEZON CITY
INDICATIVE PRICE: 630,000


TITLE ID: 10290
TITLE NO.: N-229782
AREA (SQM) 70
LOCATION: CHRISTINE ST. LOT 8 & LOT 9(ROAD) PARKWAY VILLAGE BRGY. A. SAMSON APOLONIO SAMSON QUEZON CITY
INDICATIVE PRICE: 441,000

TITLE ID: 10291
TITLE NO.: N-229783
AREA (SQM): 64
LOCATION: CHRISTINE ST. LOT 8 & LOT 9(ROAD) PARKWAY VILLAGE BRGY. A. SAMSON APOLONIO SAMSON QUEZON CITY
INDICATIVE PRICE: 403,200
 
Please Contact:
Alex V. Rutagines
Mobile No.
Globe 0917-5631926
Smart 0939-3989400
Sun 0932-2003858
Landline No. 9941334
Email Address: alevars@yahoo.com

Source: http://www.pnb.com.ph/index.php

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PNB Properties FOR SALE


ID> 00002999: Agricultural/Palay/ Corn Land
Object Data: Property Size: 76,871.00 m²        
Financial Informations: Price       870,702 PHP      
Object Address: LOT 1057
6122 SAGAY, CABIGOBAN LOPEZ JAENA
NEGROS OCCIDENTAL, Philippines

ID> 00006539: Agricultural/Palay/ Corn Land
Object Data: Property Size     1,844.00 m²        
Financial Informations:  Price      7,000 PHP           
Object Address:
LOT 528 CABO-OL, 5321 CAGAYANCILLO, BRGY. BANTAYAN, PALAWAN, Philippines

ID> 00006782 ::: Agricultural/Palay/ Corn Land
Object Data: Property Size 78,059.00 m²               
Financial Informations: Price 20,100 PHP               
Object Address: 2300 TARLAC, BRGY. MORIONES, TARLAC, Philippines

ID> 00016328 ::: Agricultural/Palay/ Corn Land
Object Data : Property Size          42,769.00 m²     
Financial Informations: Price       1,069,225 PHP   
Object Address: LOT A  3305 CAUAYAN
SAN ANTONIO FORMERLY MAOG-OGUING, ISABELA, Philippines

ID> 00000026 ::: Commercial /Lot and Building
Object Data: Property Size           443.00 m²           
Financial Informations: Price       8,860,001 PHP   
Object Address: LOT 1411-B PACO ROMAN ST , 3100 CABANATUAN CITY, POBLACION, NUEVA ECIJA


http://www.pnb.com.ph/index.php

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Sep 20, 2012

PNB Foreclosed Properties




































2012 Auction Schedules:
Dagupan City - February 7, 2012
Baguio City - February 9, 2012
Dipolog City - March 8, 2012
Calapan City - March 22, 2012
Cabanatuan City - May 3, 2012
Davao City - June 21, 2012
Cauayan City - July 5, 2012
Cagayan de Oro City - August 16, 2012
Angeles City - September 6, 2012

Source: PNB Asset Management Group


Please Contact: 
Alex V. Rutagines
Mobile No.           
Globe     0917-5631926
Smart      0939-3989400
Sun         0932-2003858
Landline No.          9941334
Email Address:      alevars@yahoo.com


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Foreclosed Properties

2012 Auction Schedules:
Dagupan City - February 7, 2012
Baguio City - February 9, 2012
Dipolog City - March 8, 2012
Calapan City - March 22, 2012
Cabanatuan City - May 3, 2012
Davao City - June 21, 2012
Cauayan City - July 5, 2012
Cagayan de Oro City - August 16, 2012
Angeles City - September 6, 2012

Please Contact: 
Alex V. Rutagines
Mobile Nos.          
Globe     0917-5631926
Smart      0939-3989400
Sun         0932-2003858
Landline No. 9941334



Source: http://www.pnb.com.ph/


Email Address:      alevars@yahoo.com
                             alevars2@gmail.com




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Sep 19, 2012

Auctions

The Bank’s acquired assets are also offered thru public auctions that are held nationwide. In these auctions, any person eligible to purchase real properties under Philippine laws may bid for properties offered at huge discounts.

PNB referrors and accredited licensed real estate brokers are welcome to represent their clients during the auctions.

Tips Before the Auction:1. Check auction flyers and advertisements in major national and local newspapers for more details.
2. If you are interested in one of the PNB’s properties, please contact our Regional Asset Management Centers (RAMCs) and/or our Customer Service Desk for more information attel. nos. (02) 526-3131 & 891-6040 locals 4115, 4713, and 4539, (0917) 507-8385 or e-mail at properties@pnb.com.ph.
3. We recommend that you inspect the property of interest before the auction event, as properties are sold on an “as is where is” basis. Coordinate with our AMS Sales Account Officers on the schedule of your visit.
4. Prepare Php25,000.00 as show money. Special Power of Attorney is required for buyer’s representative.


What To Do During the Auction:1. Register at the Registration Desk. Brokers or representatives are also requested to register. Read the Auction Rules and Conditions and fill out forms.
2. Submit accomplished forms at Bidder Number Desk, a PNB representative shall check the forms for completeness.
3. Deposit the Php25,000.00 showmoney to the teller at the Deposit Money Desk. Sign the Acknowledgement Receipt and ask for a copy. The teller will keep the original copy.
4. You will be given a bidder number. The name of the participant shall be written in the Bidder number list.
5. Review the list of properties to be auctioned. Wait and relax until the auction is officially opened.

http://www.pnb.com.ph/index.php?option=com_content&view=article&id=144&Itemid=297

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RCBC Savings Bank foreclosed properties “Dream Buys Auction” slated on September 29, 2012

RCBC Savings Bank foreclosed propertieswill be up for grabs in their next Dream Buys Auction  this coming September 29, 2012, Saturday, 9:00am, at the Development Academy of the Philippines Building, San Miguel Avenue, Pasig City, Philippines.

RCBC Savings Bank foreclosed properties “Dream Buys Auction” slated on September 29, 2012

Sep 14, 2012

More poor Cordillera families to gain from CCT

By Artemio Dumlao Home Updated September 13, 2012 06:04 PM 2 comments to this post 
BAGUIO CITY, Philippines – More poor families from the six provinces in the highland Cordillera region stand to benefit from the government’s poverty alleviation program-- Pantawid Pamilyang Pilipino or Conditional Cash Transfer program next year.
A total of 3, 289 household beneficiaries more would be assisted by the government through the CCT to help them “move away” from poverty, said DSWD-Cordillera director Leonardo Reynoso.
These households will undergo registration and validation scheduled in the last quarter of 2012.
Already, there are 54,400 households in the highland region that are already enjoying the program since 2008.
All six provinces in the Cordillera are among those listed in the country's poorest provinces.
Around the country, Reynoso said, the program will expand to some 3.8 million household beneficiaries next year from the 3 million target household beneficiaries for 2012.
Before the year ends, around 700,000 poor households nationwide are expected to be included in the current 3.041 million households being covered by the program.
Registration and validation have already started in all six provinces in the Cordillera including two cities—Tabuk and Baguio.
Aside from the regular CCT beneficiary addition for next year, a “modified CCT” program covering children in need of special protection such as street children, children caught in armed conflicts, children with disabilities, abandoned children, and others will be pioneered next year.


More poor Cordillera families to gain from CCT » Nation » News | Philippine News | philstar.com

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Sep 6, 2012

‘How much must I borrow to start a business?

‘How much must I borrow to start a business?’


Question: I have been working for a good number of years and have come to realize that most of my retirement will have to be funded by me and not my employer or the government. As a consequence, I am now planning on setting up my own business that I hope will be the source of my retirement income. I know that I should not set up a business upon retirement as doing so may already be too late. I also agree that I should start small but think big. But because I don’t exactly have overflowing cash, I think I would need to borrow money. Up to how much of the needed start-up capital do you think I should borrow? Is it also wise to get a loan against my house and use the proceeds as the initial capital for my business?—Retirement-conscious employee

Answer: A great many of the training participants at ourEnRich©training runs have the same aspiration—to run their own business. And perhaps an equal number of them have the same dilemma—how to fund the business given limited resources.

Sep 4, 2012

Good News!!!!!!!!!!: Good News!!!!!!!!!!: Xoom and Jollibee Announce a ...

“Jollibee is a well-loved brand that is very much part of the Filipino culture,” said Julian King, Xoom’s Senior Vice President, Marketing and Corporate Development. “We are very excited to partner with Jollibee and offer customers this great incentive -- to discover how convenient, safe and fast it is to send money home with Xoom.”

Jollibee, with more than 750 stores in the Philippines, is one of the most recognized and highly preferred Filipino family brands. Jollibee has an additional 80 stores outside of the Philippines, with restaurants in the United States, Vietnam, Hong Kong, Saudi Arabia, Qatar and Brunei.

Good News!!!!!!!!!!: Good News!!!!!!!!!!: Xoom and Jollibee Announce a ...: “Jollibee is a well-loved brand that is very much part of the Filipino culture,” said Julian King, Xoom’s Senior Vice President, Marketing a...

Sep 1, 2012

Top 10 worst male health habits

Binge drinking

Although women are rapidly catching up with men in the drinking stakes, binge drinking is still more common among men than women, and there are consistently higher rates of alcohol-related deaths and hospitalisations in men. Binge drinking not only affects long term health, but it puts your immediate safety at risk and can also lead to rapid weight gain. To safeguard your health, it’s important to stick to recommended limits and drink in moderation.

Source: http://ph.she.yahoo.com/10-worst-male-health-habits-090000465.html

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Aug 28, 2012

Biz Buzz: P500M nightclub


Businessman Amable Aguiluz, founder of AMA Computer University and a special envoy to the Arab Gulf states, probably holds the record for making the single-biggest investment in a stand-alone restaurant-bar in the metropolis after bringing in a Paris-born cosmopolitan nightclub franchise.

Buddha Bar Manila, which opened its doors last January at Aguiluz’s Picar Place development along Kalayaan Avenue in Makati, is the 27th in the international chain created by French (of Romanian descent) nightclub expert Raymond Visan and the biggest in the world.

With its 500-person seating capacity, it has enough room to serve Manila’s discerning crowd even during the peak Friday and Saturday nights. Its counterparts elsewhere in the world, such as the one in New York (which was even featured in a Sex and the City episode), are favorite watering holes of celebrities.

With its signature big floating Buddha, an elegant lounge at the ground floor, dining area at the second floor and an al fresco roofdeck lounge and live DJ playing its own music mix, Aguiluz had to fork out P500 million to build the place.

This signifies the commitment of the AMA group to the property market, says Danilo Jugno, general manager of AMA group’s property development arm Picar Development. According to the grapevine, the air-con system of the facility alone costs P40 million.

Is this just an icing on the cake to draw traffic to Picar’s flagship mixed-use complex in Makati? Jugno says it’s possible for Picar to recover its investment in about five years.

Eventually, Buddha Bar Manila will be surrounded by Picar’s high-rise projects such as the three-tower The Stratford Residences, which has yet to rise but is already featured in an ongoing exhibit at Eiffel Tower as among the tallest buildings in the world.—Doris C. Dumlao


Swift proposal

After recently buying the food-processing unit of Barrio Fiesta, Splash Corp. is considering another move to fast-track the growth of its food business. According to the grapevine, Splash has expressed preliminary interest to acquire the meat division of the Concepcion family’s RFM Corp. This meat division is not the publicly listed Swift Foods Inc., which produces and sells poultry products, namely live and dressed/processed chicken. It is a unit within RFM itself that produces the Swift-branded meat products like hotdog, luncheon meat, ham and bacon.

But industry sources said the discussions between Splash and RFM were still in the “exploratory” phase. RFM might be open to getting either a strategic partner for a joint venture or selling this business depending on how attractive the offer was, sources said. Given the recent interest in consumer businesses in the country (that allowed the Uytengsu family to unlock good value out of Alaska Milk, for instance), RFM seems open, but in no hurry, to make any decision. Also, other sources said there were other parties talking to the Concepcion family.—Doris C. Dumlao


SEC outsider, insider

It was only last month when President Aquino appointed the former head of SGV & Co. David Balangue as commissioner of the Securities and Exchange Commission, replacing the recently retired Raul Palabrica.

A Biz Buzz source at the SEC informed us, however, that the man who used to head the country’s biggest and most prestigious auditing firm has yet to assume his post at the corporate regulator.

“In fact, he hasn’t been showing up at the SEC at all,” said one person familiar with the inner working of the agency.

This was confirmed by people who knew Balangue, who was supposedly nominated to the post by Finance Secretary Cesar Purisima (himself a former top honcho at SGV). Balangue’s refusal to assume the SEC post— notwithstanding an official announcement made by MalacaƱang on his appointment by the President—comes as a surprise to some of his friends, given that his skills as a corporate auditor make him a good fit to be one of the leaders of the SEC.

If the wags are to be believed, however, Balangue prefers to be appointed to head the state-owned Development Bank of the Philippines, especially since the current DBP president, Francisco del Rosario Jr., is supposedly set to step down from his post come September 30.

Whatever the real motive is, people are hoping that MalacaƱang will, for a change, appoint an SEC insider to help boost efficiency at the corporate regulator. “Who knows the SEC better than an insider, right?” said our source.—Daxim L. Lucas



Biz Buzz: P500M nightclub

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Jollibee owner ventures into property dev’t


Fastfood chain magnate Tony Tan Caktiong and entrepreneur Edgar “Injap” Sia II have teamed up on the property development business that they envision to be one of the country’s biggest property developers by 2020.

The two have formed a joint venture firm, DoubleDragon Properties Corp., to venture into commercial, residential and even foray into public-private partnership (PPP) projects. Sia, the company’s chairman and chief executive officer, said the upstart property company was also planning to debut on the Philippine Stock Exchange “when the right time comes.”

DoubleDragon was previously known as Injap Land Corp., which started in 2009 as a wholly owned subsidiary of Sia’s holding company Injap Investments Inc. Recently, Tan Caktiong’s HoneyStar Holdings acquired 50 percent of the company, thus becoming an equal venture and renamed as such.

“I enjoy the journey of now jumpstarting and assembling DoubleDragon and setting a big dream for the company. It’s just like how it was eight years ago when Mang Inasal was starting out,” Sia said in an e-mail interview with the Inquirer.

Sia—who sold a 70-percent interest in the Mang Inasal grilled chicken chain to Tan Caktiong-led Jollibee Foods Corp. in 2010—also said a future listing for DoubleDragon would be a way to share the “company of the future” to other prospective stock investors.

Property development has always been a dream business for him, which was why he ventured into property development in 2009, Sia said. For now DoubleDragon’s projects and landholdings are in Iloilo and Roxas. “But we also intend to venture anywhere in the Philippines as the opportunity arises, for horizontal and vertical projects, both for commercial and residential developments, including retail commercial spaces and office spaces except condotel or hotel projects,” Sia said.

Sia’s group has interests in condotel and hotel projects under a separate company called Hotel of Asia Inc., formed in 2010 as a partnership among Injap Investments Inc., Oishi Liwayway Marketing Corp. and Steineil Development Corp.

Even prior to the entry of Tan Caktiong’s group as partner, Injap Land completed and fully sold the People’s Condominium project, the first condominium in Iloilo City within its first three years of operations. This year, DoubleDragon is set to complete its first horizontal project, the 111-unit First Homes Village in Mandurriao, Iloilo City. “Both projects gave us the experience and learn the ropes of property development and the experience will greatly equip us in our future bigger projects,” Sia said.

With the real estate industry in the Philippines at its peak and already dominated by the big players, Sia said the upstart DoubleDragon intended to initially work on pocket developments to accumulate more experience while bracing for new opportunities that might come along the way. “We also intend to position DoubleDragon ahead for the next cycle of a property development boom in the coming years,” Sia said.

While Sia and his siblings handle the management and provide the dynamism for Double Dragon, he said Tan Caktiong and his siblings would “bring in the wisdom and support given their [more than] 30 years of experience in successfully managing and professionalizing Jollibee.” He said another advantage was that the Jollibee Group owned several food brands and could create synergy in DoubleDragon development projects.

Initial investment in DoubleDragon is estimated at P500 million.

Sia said the name DoubleDragon came about as he, 35, and Tan Caktiong, 59, were both born in the Lunar Year of the Dragon. “And coincidentally, the DoubleDragon deal was also finalized this year, also a year of the Dragon. We are also both Capricorn. I and Tito Tony are also both born in the month of January. My father and my son are also born in the year of the Dragon,” he said.





Jollibee owner ventures into property dev’t

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