Nov 19, 2015

The BRILLIANT DESIGN APEC CHAIRS for THE HEADS OF STATES, BY KENNETH C.


Source:APEC Chair for Heads of State by Kenneth C.

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10 important things to know about APEC, Philippine hosting

10 important things to know about APEC, Philippine hosting 
Chances are that you’ve heard or read about the Philippines being the host of the Asia-Pacific Economic Cooperation (APEC) 2015.
You probably already know that the meetings have been ongoing in the country since January and host venues included such places as Clark, Tagaytay, Laoag, Manila, Bacolod, Boracay, and Iloilo.
Cebuanos are especially aware that Cebu will be hosting some APEC 2015 meetings from August to October this year. But what is APEC and why host it? What’s in it for the Philippines in general and Cebu in particular?
Here are 10 important points about this premier gathering in the Asia-Pacific region and the APEC 2015 Philippine hosting.
HISTORY1. APEC History
Former Australian Prime Minister Bob Hawke first publicly broached the idea of establishing APEC during a speech in Seoul, South Korea on January 31, 1989, and 12 Asia-Pacific economies met and did just that 10 months later in Canberra, Australia.
OBJECTIVE2. APEC Objective
The main objective of APEC as an economic forum is to bring about sustainable economic growth and prosperity in the Asia-Pacific region.
In line with this mission, it advocates free and open trade among member economies unhindered by tariffs or duties and other barriers. APEC also champions the integration of economic policies, promotion of economic and technical cooperation, enhancement of human security, and facilitation of a favorable and business environment in Asia-Pacific.
- See more at: http://www.cebu.gov.ph/article/10-important-things-know-apec-philippine-hosting/#sthash.ABkpnPCA.dpuf

Source: SEE MORE http://www.cebu.gov.ph/article/10-important-things-know-apec-philippine-hosting/

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APEC CEO SUMMIT 2015: Obama hosts panel with Alibaba CEO and PH scientist





Source: https://youtu.be/1lZH2xYJ4n8

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Nov 18, 2015

Pinoy Biztalk and Jobs Abroad: Charge your smartphones!

Pinoy Biztalk and Jobs Abroad: Charge your smartphones!: For emergencies, you can charge your smartphone using this lamp. Just plug in your USB cable. Environmentally Friendly Accor...

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Charge your smartphones!

For emergencies, you can charge your smartphone using this lamp. Just plug in your USB cable.
Environmentally Friendly
According to a study conducted by the United Nations, The Philippines ranked 3rd as the most disaster prone country in the whole world. And in disaster situations such as super typhoons, earthquakes -- a steady supply of food, drinking water and sustainable light source is very essential. The importance of the product in terms of short term usability and as a long term household staple can be attributed to how easy and common the elements needed to power the lamps are. It also does not emit harmful gasses and leaves minimal carbon footprint making it very environmentally friendly.
Source:.ph/http://www.salt.ph/
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Pinay scientist creates lamp that runs on saltwater | ABS-CBN News

MANILA – “To light up the rest of the Philippines sustainably” was the vision of Filipina scientist Aisa Mijeno when she made the Sustainable Alternative Lighting (SALt) lamp.
The SALt Lamp is an environment-friendly and sustainable alternative light source that runs on saltwater, making it suitable to those who live in coastal areas.
It can also function well in remote barrios. With just two table spoons of salt and one glass of tap water, this ecologically designed lamp can run for eight hours.
“It is made of tediously experimented and improved chemical compounds, catalysts, and metal alloys that when submerged in electrolytes will generate electricity,” Mijeno explained in an interview with ABS-CBN.
Because of its inspiring vision and ground-breaking innovation, the SALt lamp has received various awards and recognition from organizations in the Philippines, Singapore, Japan, and South Korea.


Source:  Pinay scientist creates lamp that runs on saltwater | ABS-CBN News

Nov 10, 2015

Panuntunan sa pag-isyu ng permit to rally para sa APEC, inilabas ng DILG | DZMM - ABS-CBN

Nagpalabas ang Department of the Interior and Local Government (DILG) ng mga panuntunan sa pag-apruba ng permit to rally para sa nalalapit na Asia-Pacific Economic Cooperation (APEC) Summit. 

Sa naturang panuntunan, inatasan ni DILG Secretary Mel Senen Sarmiento ang lahat ng mga alkalde at sinumang acting officials sa Metro Manila na pag-aralang mabuti ang isasagawang programa ng mga magra-rally bago aprubahan ang aplikasyon para sa permit to rally sa panahon ng APEC summit. 

Paalala ng kalihim, hindi dapat aprubahan ang aplikasyon kung walang malinaw na pagdarausan ng pagtitipon dahil posibleng magdulot ito ng kaguluhan at makakuha ng atensyon ng mga lider ng iba't ibang bansang inaasahang dadalo sa pagpupulong. 

Sakali namang gagawin ang protesta sa freedom park o mga private property, hindi na kailangan ng permit, ngunit dapat may pahintulot o alam ng may-ari ng lugar. 

Kailangan ding magpaalam sa namamahala ng eskwelehan, mapa-pribado man o pampubliko, kung dito idaraos ang rally.

Giit pa ni Sarmiento, mahigpit nilang ipatutupad ang no permit, no rally policy at pinaaalalahanan ang mga pulis na laging pairalin ang maximum tolerance



Panuntunan sa pag-isyu ng permit to rally para sa APEC, inilabas ng DILG | DZMM - ABS-CBN



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AY NAKU TUMAAS NA NAMAN ANG Diesel, P0.80 ngayong Nob. 10

Muling magtataas ang presyo ng produktong petrolyo ngayong Martes, Nobyembre 10.

Simula alas-6:00 ng umaga, ipapatupad ng SEAOIL ang P0.80 dagdag-presyo sa kada litro ng diesel at kerosene habang may P0.25 dagdag-presyo rin sila sa kada litro ng gasolina.

Mas mahal naman ng P0.85 ang kada litro ng kerosene, P0.80 ang kada litro ng diesel at P0.25 ang kada litro ng gasolina sa Caltex sa parehong oras.

Magtataas naman ang kumpanyang Shell ng P0.80 sa kada litro ng diesel, P0.85 sa kada litro ng kerosene at P0.30 sa kada litro ng gasolina.

Ipapatupad naman ng Petron, Phoenix Petroleum, at PTT Philippines ang price hike na P0.75 sa kada litro ng diesel at P0.35 sa kada litro ng gasolina.

Samantala, may P0.80 taas-presyo sa kada litro ng kerosene ang Petron. -- ulat ni Alvin Elchico, ABS-CBN News

Source: Diesel, may P0.80 taas-presyo ngayong Nob. 10 | DZMM - ABS-CBN

Aug 27, 2015

PRESIDENT OF THE PHILIPPINES PROCLAMATION NO. 1105 DECLARING THE REGULAR HOLIDAYS AND SPECIAL (NON-WORKING) DAYS FOR THE YEAR 2016

WHEREAS, Republic Act (RA) No. 9492 (s. 2007) amended Section 26, Chapter 7, Book 1 of Executive Order (EO) No. 292, also known as the Administrative Code of 1987, by declaring certain days (specific or movable) as special or regular holidays;
WHEREAS, RA No. 9492 provides that holidays, except those which are religious in nature, are moved to the nearest Monday unless otherwise modified by law, order or proclamation;
WHEREAS, RA No. 9849 provides that the Eidul Adha shall be celebrated as a national holiday;
WHEREAS, on 8 February 2016, Chinese nationals all over the world will celebrate their Spring Festival, popularly known as the Chinese New Year, which is one of the most revered and festive events celebrated not only in China but also in the Philippines, and such date may be declared as a special (non-working) day without detriment to public interest;
WHEREAS, on 25 February 2016, the country will commemorate the 30th Anniversary of the EDSA People Power Revolution, which restored and ushered political, social and economic reforms in our country;
WHEREAS, Black Saturday, which falls on 26 March 2016, has been traditionally declared as a special (non-working) day throughout the country, the observance of the Holy Week being one of the most cherished traditions of our predominantly Catholic people;
WHEREAS, declaring 2 January 2016 (Saturday), 31 October 2016 (Monday), 24 December 2016 (Saturday), and 31 December 2016 (Saturday, last day of the year) as additional special (non-working) days throughout the country will strengthen family ties by providing longer New Year, All Saints’ Day, and Christmas weekends and will promote domestic tourism as well;
NOW, THEREFORE, I, BENIGNO S. AQUINO III, by virtue of the powers vested in me by the Constitution as President of the Philippines, do hereby declare:
SECTION 1. The following regular holidays and special holidays for the year 2016 shall be observed in the country:
A. Regular Holidays
New Year’s Day1January (Friday)
Maundy Thursday24March
Good Friday25March
Araw ng Kagitingan9April (Saturday)
Labor Day1May (Sunday)
Independence Day12June (Sunday)
National Heroes Day29August (Last Monday of August)
Bonifacio Day30November (Wednesday)
Christmas Day25December (Sunday)
Rizal Day30December (Friday)
B. Special (Non-Working) Days
Chinese New Year8February (Monday)
EDSA People Power Revolution25February
Black Saturday26March
Ninoy Aquino Day21August (Sunday)
All Saints Day1November (Tuesday)
Additional special (non-working) days2January (Saturday)
31October (Monday)
24December (Saturday)
31December (Saturday)
SECTION 2. The proclamations declaring national holidays for the observance of Eid’l Fitr and Eidul Adha shall hereafter be issued after the approximate dates of the Islamic holidays have been determined in accordance with the Islamic calendar (Hijra) or the lunar calendar, or upon Islamic astronomical calculations, whichever is possible or convenient. To this end, the National Commission on Muslim Filipinos (NCMF) shall inform the Office of the President of the actual dates on which these holidays shall respectively fall.
SECTION 3. The Department of Labor and Employment (DOLE) shall promulgate the implementing guidelines for this Proclamation.
SECTION 4. This Proclamation shall take effect immediately.
SECTION 5. This Proclamation shall be published in a newspaper of general circulation.
IN WITNESS WHEREOF, I have hereunto set my hand and caused the seal of the Republic of the Philippines to be affixed.
Done in the City of Manila this 20th day of August in the Year of our Lord, Two Thousand and Fifteen.
(Sgd.) BENIGNO S. AQUINO III
By the President:
(Sgd.) PAQUITO N. OCHOA, JR.
Executive Secretary

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Aug 8, 2015

CAMELLA HOMES

Last updated: 2015-08-07 07:18:07
Mara
2 Bedrooms, 1 Maid's room, 2 Toilet & baths, Provision for balcony & carport
Floor Area: 53.00 sq. m. (570.28 sq. ft.)
Min. Lot Area: 99.00 sq. m. (1,065.24 sq. ft.)
Location: Camella Rizal, Brgy. Tayuman, Binangonan, Rizal
Status: NRFO *
Price starts at: Php 2,965,000 [ View Sample Computation ]
Remarks: 
Last updated: 2015-08-07 07:20:58


Camella Rizal has a full range of house and lot selections especially designed with your family's needs and budget in mind. Avail of low down payments and affordable monthly amortization packages sure to ease your worries of home ownership. Our friendly partners can walk you through the simple steps of home value-investing, the Camella way!

Accessible via Quezon Boulevard or Ortigas Avenue Extension, Camella Rizal is close to places of work in Ortigas Center, Quezon City


Source:

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Aug 4, 2015

Ang Asawang Walang Trabaho

Ang Pagtatalo ng Asawang Lalaki, and a Psychologist:

Psy: Anong ginagawa mo sa buhay Mr.?

Mr: ,Nag tatarabaho ako bilang Accountant ng bangko.

Psy: E ang asawa mo ?

Mr: Ala siyang trabaho. Asa bahay lang Housewife.

Psy : Sino nag luluto ng pag kain ninyong pamilya?

Mr: Ang asawa ko,kasi ala siyang trabaho.

Psy: At anong oras na gigising ang asawa mo para mag luto ng almusal ninyo?

Mr: Nagigising siya bandang 5 ng umaga kasi mag lilinis muna siya ng bahay bago mag luto ng umagahan.

Psy : E pano naman puma pasok sa eskuwelahan mga anak ninyo?

Mr: Odi yung asawa ko hinahated sila,kasi ala naman siyang trabaho.

Psy : Pag kahated ng asawa mo sa mga anak mo sa eskuwelahan ano naman gina gawa niya?

Mr: Nag pupunta siya sa palengke para mamile,tapos uuwi na sa bahay para mag laba tapos mag luto,alam mona kasi ala siyang trabaho.

Psy : E sa gabi,pag pa uwi kana galing ng trabaho,ano ang ginagaw mo?

Mr: Nag papahinga, kasi pagod ako sa mag hapong trabaho.

Psy : Ano naman ang gina gawa ng asawa mo?

Mr:Nag hahanda siya ng pagkain,para sakin at sa mga bata, pag katapos mag huhugas siya ng pinag kainan,mag lilines ng konte gagawa ng assigment ng mga bata,tapos papa tulugen na den niya mga bata.kasi ala siyang trabaho.

Sa tingen po ninyo sino ang mas maraming trabaho???

Sa araw-araw po ganyan na lang po lagi ginagawa ng mga ina gigising ng ma-aga sila pa den yung huling ma tutulog tapos ang sasabihen pa e. "Walang Trabaho"??!!

Oo, Bilang isang INA dimo ka ilangan ng Certificate, kahit naka pag tapos o hinde ka ng pag aaral but their ROLE/PART is very important!

Isa alang alang naten yung gina gawa ng INA o Asawa. Because their sacrifices are uncountable. This should be a reminder and reflection for all of us to understand and appreciate each others roles.

All about a WOMAN ....
* When she is quiet, millions of things are running in her mind.

* When she stares at you, she is wondering why she loves you so much in spite of being taken for granted.

* When she says I will stand by you, she will stand by you like a rock.


Never hurt her or take her wrong or for granted...

Forward to every woman to make her smile and to every man to make him realize a woman's worth.
 

Source: www.pinoyrapradio.com 
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Jul 20, 2015

Is It True That The Maximum Loanable Amount For New Housing Loans Is Just 60% of the Appraised Value?

In October 2014, I read in the news that the Bangko Sentral ng Pilipinas (BSP) will set a cap on real estate loans at sixty percent (60%) of their collateral values. I did not write about it then as I was not able to research yet on the actual BSP document. I thought of the repercussions of this policy, if true – necessarily, for a person to get a loan, he/she needs to be ready with forty percent (40%) equity (also known as downpayment). Thus, for a person to be able to purchase a P1 million property, he/she needs to have P400,000.00 ready in cash. How many people will NOT be able to purchase a property because of this policy? A lot.

Is the cap for housing loans really 60%?

The Monetary Board approved on October 29, 2014, BSP Circular No. 855 Series of 2014. It embodies the Guidelines on Sound Credit Risk Management Practices. The Media Release on the said circular, which is a little bit easier to understand, can be found here.
Source: click here

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May 27, 2015

International Remittance


Receive remittance from your loved ones abroad straight to your SMART Money account

Your relatives abroad can send remittance to your SMART Money account through 95,000 remittance partner agents all over the world.

SOURCE:http://smart.com.ph/money/use/


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SMART MONEY PADALA


With Smart Money Padala, you can transfer funds to over 50.9 million SMART subscribers nationwide or receive remittance from over 95,000 partner agents from all over the world—anytime, anywhere at the speed of text.

Effective November 1, 2013, Smart Money Padala, SMART Money’s money transfer service will STOP charging airtime fees. Sender’s SMART Money account will be debited with Php 5.00 service fee for the first Php 1,000 and Php 2.50 for increments of P500.
Smart Money Padala is a fund transfer service performed using the SMART Money menu (From a SMART Money account to another SMART Money account or a mobile number) or via keyword from SMART Money account to a SMART mobile number.
SOURCE:SMART MONEY PADALA
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May 26, 2015

SMART MONEY PADALA

ATM Withdrawal

Use your SMART Money MasterCard just like an ATM card!

Your SMART Money MasterCard can be used to withdraw cash from over 9,000 BDO, BancNet, Megalink or ExpressNet ATMs nationwide. You can also use SMART Money in Cirrus ATMs abroad! 

Source: http://smart.com.ph/Money/use/send-and-withdraw-money

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List of Remittance Partners










Source: http://smart.com.ph/Money/use/send-and-withdraw-money/international-remittance/list-of-remittance-partners
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Send and Withdraw Money






Source: http://smart.com.ph/Money/use/send-and-withdraw-money/smart-money-padala

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