Pinoy Biztalk and Jobs: June 2014

Jun 30, 2014

Skyway Stage 3

Many people would agree that buying properties on the path of progress is a very sound real estate investing strategy. But where do we find those paths of progress? Look no further, here’s one such path of progress, the Skyway Stage 3.

Skyway Stage 3

It’s not rocket science. Simply follow the paths of progress and study where transport and infrastructure systems will be built. It’s quite logical that areas which are easily accessible will have higher market values than those which are not.

Source: http://www.foreclosurephilippines.com/path-of-progress-skyway-stage-3/

Path of Progress: Skyway Stage 3

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How I Started With Real Estate Investing (And Retired From Being An Employee)

It’s one thing to get interested with real estate investing, but it’s totally another thing to actually go out there and do it, and escape the “rat race”. I’m sure a lot of you are asking if this is really possible, so let me tell you how I started with real estate investing and quit my job later on.

How it all started for me

I remember when my son CJ was born last January 2005, it was the happiest day of my life. But it also made me think long and hard about my family’s future. It’s great to be a Dad, but it obviously comes with greater responsibilities.

Soon after, I decided to accept a long-standing offer from another company for twice my current salary back then, only to realize I was living a such a dangerous life where I had to drive from Makati to Batangas and back almost every other day (that’s 200 kilometers one-way… or 400 kilometers per day!), and then I had to drive home from Makati to Marikina everyday. This wasn’t the I.T. Manager job I signed up for.

So just after just 7 months , I decided to give my 30-day notice to return to my previous job. I took a pay-cut, but at least I get to work in a place that was just 6 kilometers away from home, that’s a 10-minute drive with no traffic.

Even if it sounded like a waste of time, I was still very thankful for the short time I was with another company because that’s where I found the book that started my real estate investing journey…

Source:http://www.foreclosurephilippines.com/how-i-started-with-real-estate-investing-and-retired-from-being-an-employee/

How I Started With Real Estate Investing (And Retired From Being An Employee)

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How I Started With Real Estate Investing (And Retired From Being An Employee)

How it all started for me

BSP's June inflation forecast hits upper end of full-year target range

MANILA - Inflation at the close of the first half of this year likely accelerated on costlier food, education and transportation.

Bangko Sentral ng Pilipinas (BSP) Governor Amando Tetangco Jr. said price increases in June may have averaged between 4.1-5 percent, or at the upper end of the central bank’s full-year target range of 3-5 percent.

“The elevated forecasts reflects a combination of – on the upside – increases in prices of certain commodities including rice, tuition fee hikes and provisional fare rate increases,” Tetangco said.

These, however, are expected to be partially tempered by the downward adjustments in electricity rates and a stronger peso, he said.

Despite the higher forecast for last month, Tetangco said the full-year figure would still be “within target,” adding that the BSP is ready for another policy action if the target is threatened.

“That said, we are watchful of domestic factors as well as external developments that could fuel second round effects and fan any financial stability pressures,” he said.

“We will continue to mark developments to see which policy lever would be adjusted, if any is needed, so as to ensure our goals [of] price and financial stability remain within view,” he added.

Last May, inflation hit a 2-and-a-half year high of 4.5 percent, bringing the 5-month average to 4.2 percent, or above the mid-point of the full-year target range.

In its last policy meeting, the Monetary Board hiked its full-year inflation forecasts for this year and in 2015 to 4.4 percent and 3.7 percent, respectively. It kept policy rates, but increased the yield on the central bank's special deposit accounts to temper the expansion of domestic liquidity.

Source:http://www.interaksyon.com/business/90135/bsps-june-inflation-forecast-hits-upper-end-of-full-year-target-range

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Top 10 fines imposed on banks by the US

NEW YORK - French bank BNP Paribas is expected to pay a record $9 billion fine for years of dealing with US-blacklisted Sudan and Iran, in a case that has strained ties between Paris and Washington. It will be a record US fine of a foreign bank.

Below is a list of the 10 largest fines in US banking history:

$25 billion: Wells Fargo, JPMorgan Chase, Citigroup, Bank of America, Ally Financial - In February 2012, the banks collectively agreed to pay this amount -- $20 billion in various forms of relief for home-loan borrowers and $5 billion in penalties and contributions to a cash fund for unfairly foreclosed homes -- to avoid prosecution over abuses.

$13 billion: JPMorgan Chase - The bank, Wall Street's former poster child, paid in November 2013 to resolve a series of US and state lawsuits over the sale of toxic mortgage-backed securities.

$11.6 billion: Bank of America - One of the rare big US banks whose headquarters is not in New York, the North Carolina-based Bank of America also paid the biggest penalty for the subprime mortgage crisis. In January 2013, BofA paid this fine to settle claims that it sold US government-controlled mortgage finance giant Fannie Mae hundreds of billions of dollars' worth of dud home loans.

$9.5 billion: Bank of America - On March 26 this year, the bank, America's second-largest lender in assets, agreed to pay $9.5 billion to settle litigation by the Federal Housing Finance Agency over mortgage securities sold to Fannie Mae and fellow agency Freddie Mac.

$8.5 billion: Bank of America - In June 2011 the bank agreed to compensate a group of investors who said they lost money on mortgage-backed securities bought before the financial crisis.

$2.6 billion: Credit Suisse - In May 2014 the bank pleaded guilty to helping rich Americans lie to avoid paying taxes.

$1.9 billion: HSBC - The British bank agreed to pay up in December 2012 to avoid prosecution for complicity in money laundering.

$1.7 billion: JPMorgan Chase - In January the bank agreed to cough up to resolve charges its lax oversight enabled Bernard Madoff to build up the massive Ponzi scheme that bilked investors of billions.

$1.5 billion: UBS - In December 2012 the Swiss bank paid out to put an end to legal proceedings linked to the alleged fixing of the inter-bank Libor interest rate.

$1.0 billion: Rabobank - The Dutch bank paid just over $1.0 billion in October 2013 also for proceedings over the alleged Libor rate rigging.

Source: http://www.interaksyon.com/business/90159/top-10-fines-imposed-on-banks-by-the-us

Jun 26, 2014

Laluz gate away

Los trabajadores de LAN and TAM se movilizan esta semana

La semana del 23 al 27 de junio los sindicatos aeronáuticos de la RED LATAM ITF de Chile, Argentina, Perú y Colombia realizaran acciones legales solidarias en apoyo de la huelga de los técnicos de LAN PERÚ y los tripulantes de cabina de LAN Argentina. Informarán a los pasajeros de las razones de sus reivindicaciones laborales y los efectos de las movilizaciones y huelga el 26 y 27 de junio en aeropuertos.

Source: http://aereos.smcugt.org/noticia/los-trabajadores-de-lan-and-tam-se-movilizan-esta-semana-id-44467.htm#.U6nEZGFTcCQ.twitter

Los trabajadores de LAN and TAM se movilizan esta semana

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Financial Education For Kids Part IV: Summer Activities for 2013

This is actually Part IV of our series on Financial Education for Kids. If you missed the first three, click on these links: Part I, Part II, and Part III. Please note that I am by no means an expert on financial education for kids, but I like to read a lot and make notes for my own and my son’s benefit. I am only sharing my thoughts in the hope that at least one person may find them useful as well.

Summer break is here and my son is chillaxing – he doesn’t want to take any kind of summer lessons at all. I remember when I was his age, I always had lessons over summer – baking, ballet, Hawaiian dance, baking , computers, taekwondo, aikido, painting, piano, swimming, advanced math, the whole gamut of lessons! I’m actually glad that he has no set schedule, so we can do stuff spontaneously (and of course, matipid diba!). Mother Child

Anyway, since my topic is supposed to be about financial education for kids, I was thinking of how we can do the educating over the summer – without stress of course.Read More Please Click the Link below! Source: http://www.foreclosurephilippines.com/financial-education-for-kids-summer-activities-2013/Financial Education For Kids Part IV: Summer Activities for 2013

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The "aha!" moment that made me decide to take action towards financial freedom

will be starting a series based on the questions that were asked during a panel discussion with Will Abriza, Sha Nacino, and myself, in the recent Manila leg of the Money Summit and Wealth Expo 2011. Due to time constraints, we all gave very short answers. I believe I was not able to say all that I wanted to. Aside from sharing my answers for the benefit of those who were not present, let me share additional thoughts through this series.

Source: http://www.foreclosurephilippines.com/aha-moment-that-made-me-decide-to-take-action-towards-financial-freedom/

The "aha!" moment that made me decide to take action towards financial freedom

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Feast Talk Series: Happy, Healthy, Holy Money

One of the best series of talks of Bo Sanchez which I have been blessed to hear at The Feast PICC is the one about “Happy, Healthy, Holy Money”. If you want to learn about how to look at money in a holy way, this series is it. Watch the videos below and be blessed!

the-feast-happy-holy-healthy-money-300x300px

Source: http://www.foreclosurephilippines.com/feast-talk-series-happy-healthy-holy-money/

Feast Talk Series: Happy, Healthy, Holy Money

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Congratulations to the Winners of Day-1 Seats for the Money Summit and Wealth Expo 2014!

Source: Congratulations to the Winners of Day-1 Seats for the Money Summit and Wealth Expo 2014!

Beeda ang saya

https://www.facebook.com/photo.php?v=10202174681355995

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Jun 25, 2014

Kris Aquino prays for friendship with Jinggoy Estrada

MANILA, Philippines—Presidential sister Kris Aquino on Monday night said she hopes to remain friends with Senator Jose “Jinggoy” Estrada as she continues to pray for the detained senator.

“Sa pulitika, marami nang napagdaanan pero siguro napatunayan na na we have remained friends and I pray that we will continue to remain friends,” Aquino s

Comedienne Cynthia Patag apologizes for calling ‘Yolanda’ survivors ‘squatters’

Pinay, Cleaning Up Like a Boss

I’ve been a volunteer mentor at Aidha for over two years now and it’s one of the most gratifying aspects of my life here in Singapore.

It has given me the privilege to mentor women who are a lot like me.

I too come from a developing country – a foreign worker in Singapore.

Like most of my mentees, I send money home to family every month. And I share with them the journey of adventure mixed with sacrifice that characterises the choice we made to leave our motherland to ensure a brighter future for those we love.

Like them, I struggled to make ends meet. It took a while to find that balance of taking care of others and not to forget about my own needs.

Opportunity

What Aidha has given me is an opportunity to learn, together, how to manage our finances, make it grow, start a business, become entrepreneurs, and thrive as independent, capable and confident women!

- See more at: http://www.ourbetterworld.org/story/cleaning-boss?utm_source=taboola&utm_medium=inquirer&utm_content=Domestic+Worker+Is+A+Big+Boss+Back+Home#sthash.ZR4ulWt2.dpuf

Source: http://www.ourbetterworld.org/story/cleaning-boss?utm_source=taboola&utm_medium=inquirer&utm_content=Domestic+Worker+Is+A+Big+Boss+Back+Home

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Jun 23, 2014

Electronic Gadget CASHCASHPINOY

Source: http://www.cashcashpinoy.com/#!/3-electronics/d/58506-seagate-backup-plus-1tb--red

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Jun 21, 2014

BPI-Philam Sponsors the 7th Money Summit & Wealth Expo

BPI-Philam Life Assurance Corp. is a strategic alliance between two leading companies in the country – The Philippine American Life and General Insurance Company (Philam Life) and Bank of the Philippine Islands (BPI). Philam Life is the premier life insurance company in the Philippines and the market leader for over 60 years. BPI is a leading commercial bank in the country with over 160 years of experience in the local banking industry and an extensive branch network of more than 800 branches and 1,500 ATMs.

BPI-PHILAM’s professional and expertly trained Bancassurance Sales Executives are assigned in BPI branches nationwide to render financial advisory services that address customers’ financial and protection needs. Learn more about BPI-Philam.

- See more at: http://money-summit.com/bpi-philam-sponsors-the-7th-money-summit-wealth-expo/#sthash.nDlhFzI2.dpuf

Source: http://money-summit.com/bpi-philam-sponsors-the-7th-money-summit-wealth-expo/

BPI-Philam Sponsors the 7th Money Summit & Wealth Expo

Jun 17, 2014

SUBASTA SA ANGONO

QTC-004 RSDL HOUSE AND LOT
Groves Maia Alta, Brgy. Muzon
Lot Area: 83 sqm.
Floor Area: 48 sqm.
Selling Price: 1,230,000.00

QTC-004 RSDL HOUSE AND LOT
Caribe Homes,
Brgy. Poblacion
(Now San Vicente)
Lot Area: 240 sqm.
Floor Area: 235 sqm.
Selling Price: 3,230,000.00

QTC-004 RSDL HOUSE AND LOT
VILLAGE EAST EXECUTIVE
HOMES III,PHASE V
Lot Area: Selling Price:
256 sqm. 384,000.00
500 sqm. 750,000.00
750 sqm. 3,300,000.00

ECP-004 HOUSE AND LOT
Village East Executive Village III,
LOT AREA: 204 sq.m
FLOOR AREA: 389 sq.m
SELLING PRICE: P 4,385,300.00

ECP-004 HOUSE AND LOT
Mission Hills
LOT AREA: 200 sq.m
FLOOR AREA: 99 sq.m
SELLING PRICE: P 3,000,000.00

Source: http://www.foreclosurephilippines.com/wp-content/uploads/2014/06/foreclosed-properties-in-cainta-binangonan-angona-june-2014.pdf

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SUBASTA SA BINANGONAN

DTC OIO-RSDL VACANT LOT
Montevideo Subd., Tatala
LOT AREA: 245 sq.m
SELLING PRICE: P613,000.00
CEP-OIO HOUSE AND LOT
Saint Monique Valais Ph. 4
LOT AREA: 66sq.m
FLOOR AREA: 75sq.m
SELLING PRICE: P 1,509,000.00
CEP-OIO HOUSE AND LOT
St. Monique Valais Subdivision
LOT AREA: 66sq.m
FLOOR AREA: 54sq.m
SELLING PRICE: P850,200.00
CEP-OIO RSDL VACANT LOT
East Ridge Subdivision
LOT AREA: 320 sq.m
SELLING PRICE: P960,000.00
QJU-OIO_LOT
Barrio Tayuman, Bilibiran
LOT AREA: 150sq.m
SELLING PRICE: P375,000.00
SDC-OIO TOWNHOUSE
SI. Monique Valais, Brgy. Pantok
LOT AREA: 45.50 sq.m
FLOOR AREA: 46 sq.m
SELLING PRICE: P 840,000.00

SOURCE: http://www.foreclosurephilippines.com/wp-content/uploads/2014/06/foreclosed-properties-in-cainta-binangonan-angona-june-2014.pdf

Featured Foreclosed Properties in Cainta, Binangonan, and Angono from Property Forum Phils. as of June 2014

Featured Foreclosed Properties in Cainta, Binangonan, and Angono from Property Forum Phils. as of June 2014

This multiple listing features selected foreclosed properties in Cainta, Binangonan, and Angono, updated as of June 2014. This list is from Property Forum Phils

Source: http://www.foreclosurephilippines.com/foreclosed-properties-in-cainta-binangonan-angono-from-property-forum-phils-june-2014/

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In Focus: The Proposed Clark Green City Project In Capas, Tarla

In Focus: The Proposed Clark Green City Project In Capas, Tarlac

ust last May 29, 2014, new infrastructure and Public-Private Partnership (PPP) projects, which includes the Clark Green City Project, were approved by the NEDA (National Economic Development Authority). This development is expected to have an effect on real estate values in the surrounding areas. Learn more about the Clark Green City Project after the jump.

.continue reading please click the link below.

Source: http://www.foreclosurephilippines.com/proposed-clark-green-city-project-in-capas-tarlac/

Jun 14, 2014

Hyundai - 2013 Hyundai H100 Passenger / Shuttle Van WE BUY CARS and our offer is immediate full cash payment. Entire transaction will be made at your chosen Bank - Car Finder Philippines - 30957

Hyundai - 2013 Hyundai H100 Passenger / Shuttle Van ** WE BUY CARS and our offer is immediate full cash payment. Entire transaction will be made at your chosen Bank ** - Car Finder Philippines - 30957

HAPPY FATHERS DAY!

Source: https://www.google.com.ph/url?sa=i&rct=j&q=&esrc=s&source=images&cd=&cad=rja&uact=8&docid=dGn9aJJTZJ5-zM&tbnid=I2tfguTYXNXF5M:&ved=0CAMQjhw&url=http%3A%2F%2Fstampsomefun.com%2F2013%2F06%2Fhappy-fathers-day&ei=JlmbU9XIDNH5oASd9YLIDA&bvm=bv.68911936,d.cGU&psig=AFQjCNGQ_Kl6sc94Rve6li1YEDxJuuzitQ&ust=1402775635032688

Jun 12, 2014

DOST project beneficiary produces biggest 'ulang'

by Benjie S. de Yro

ILAGAN, Isabela, January 31 (PIA) -- A university professor in this capital town who is a recipient of the “Ulang project” under Small Entrepreneur Technology Upgrading Program (SET UP) of the Department of Science and Technology has produced the biggest ulang or fresh river prawn (Macrobrachium rosenbergii) compared to the same specie produced by Regions 5, 6, 9 and 12, according Director Urduja Tejada.

“The fish farmer-professor identified as Enrico Santos whose farm is located at Barangay Marana here harvested 12 piece per kilo, breaking the existing record harvest of the Bicol region which registered 20 pieces per harvest,” Tejada said.

The project is in collaboration between with DOST and the World Fish Center which provided technical assistance through the latter’s Aquaculture Scientist Hermogenes Tambalque.

“We assisted five other regions in the country and this is the first time we were able to harvest such sizes,” Tambalque said.

Prior to last week’s ceremonial harvest attended by both agencies and other fish farmers in the area, Santos already has a ready market for his produce which he intends to sell at P350 a kilo.

From his 600 square meter pond, he will be able to net an income of P40,000 or a return of investment of 75 percent. He said he will develop another pond for his ulang as a result of such encouraging income which he earned in just four months.

Santos revealed that during the first two months, he spent almost 40 bags of commercial feeds until DOST and World Fish introduced to him the green feeding technology.

As the name suggests, vegetable waste are chopped and blanched as an alternative feeds to the prawns. The technology, Santos admitted, saved him production cost as his commercial feeds dramatically dropped from 40 bags to only 4 bags during the last two months of the operation.

DOST provided Santos with 4,000 pieces of post larvae ulang which he seeded in June.

Tejada expressed hope that with more production at less expense, other fish farmers will likewise venture into ulang culture as alternative to rice and corn production.

“Ulang production can be the best alternative source of income at the same time increase fisheries production at a time when the catch in municipal and marine waters is dwindling,” Director Tejada said.

Source: http://archives.pia.gov.ph/?m=1&t=1&id=74384

NCRPO deploys 1,000 cops for Independence Day celebration

PIA | NCRPO deploys 1,000 cops for Independence Day celebration

QUEZON CITY, 12 June (PIA) – Some 1,000 police personnel from the National Capital Region Police Office (NCRPO) are deployed to provide security coverage and traffic assistance during the various activities in Metro Manila in celebration of the 116th proclamation of Philippine Independence.

Vice President Jejomar C. Binay is the Guest of Honor and Speaker at the Rizal Park in Manila.

- See more at: http://news.pia.gov.ph/index.php?article=241402476792#sthash.Gi45taOg.dpuf

Source: http://news.pia.gov.ph/index.php?article=241402476792

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PIA | 16 OJTs benefit training from TESDA, mining company

BUTUAN CITY, June 11 (PIA) – A total of 16 On-the-Job Trainees (OJTs) from Caraga Region have benefited the recent training provided by Technical Education and Skills Development Authority (TESDA)-Surigao del Norte and Hinatuan Mining Corporation (HMC).

This joint undertaking of TESDA and HMC supports the Public-Private Partnership (PPP) of the Aquino Administration to provide human development, leading to economic development of the region, thus, supporting the policies and ideas embodied in the Philippine Development Plan (PDP).

- See more at: http://news.pia.gov.ph/index.php?article=1701402392394#sthash.d53TJfcG.dpuf

Source: http://news.pia.gov.ph/index.php?article=1701402392394

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PIA | Rizal’s SMEs get boost with trade and tourism fair

ANTIPOLO CITY, Rizal, June 9 (PIA) --Small and medium enterprises in the province will get a big boost as Trade and Tourism Fair takes part as one of the highlights of activities during the celebration of the 113th Founding Anniversary of Rizal.

More than 50 SMEs all over the province will showcase their original products such as foot wears, accessories, bags, handicrafts, dairy products, fruits and vegetables and food produce from June 6-15. The affair is seen to enliven the month-long celebrations of the province and hopes to attract more foreign and local tourists as the merchandizes being sold are all quality and pocket-friendly. Aside from the SMEs, all local government units (LGUs) will also showcase their places, products and services as part of the tourism drive dubbed as “Pasyal sa Rizal, Sining, Kultura at Turismo”.

In a statement, Gov. Nini Ynares underscores the economic value of SMEs in the welfare of the province. She reiterated that the provincial government is doing its best to put forward efforts in helping and strengthening the SMEs.

- See more at: http://news.pia.gov.ph/index.php?article=2261402286990#sthash.EV5hZWI4.dpuf

Source: http://news.pia.gov.ph/index.php?article=2261402286990

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PIA | Valenzuela Rep. urges TESDA to partner with LGUs for possible programs for the homeless.

VALENZUELA CITY, June 12 (PIA)—Valenzuela Congress Sherwin Gatchalian urged the Technical Education and Skills Development Authority (TESDA) to look into partnering with local government units for possible programs for the homeless.

“I hope the TESDA can coordinate with LGUs to create training programs for the homeless to prepare them for employment. The best gift you can give to the marginalized is not food but livelihood so they can be independent and productive citizens,” Gatchalian, a majority member for the House committee on local government said.

“Begging in the streets is a reflection of the government’s negligence to address social needs,” Gatchalian added.

“The homeless as well as children in conflict with the law should have somewhere to go for their needs. The government has the power and resources to give people an alternative to begging and street dwelling, which is to provide for basic necessities such as food and clothing, and eventually, training and permanent jobs,”Gatchalian said.

Presidential Decree No. 1563 mandates LGUs to build homes and other facilities for mendicants.

- See more at: http://news.pia.gov.ph/index.php?article=231402470033#sthash.8Dcs0OPZ.dpuf

PIA | Valenzuela Rep. urges TESDA to partner with LGUs for possible programs for the homeless.

Source: http://news.pia.gov.ph/index.php?article=231402470033

Jun 10, 2014

IRGUHAN NG MGA INFANTAHIN: Draft Ordinance ____ “AN ORDINANCE CREATING THE IN...

IRGUHAN NG MGA INFANTAHIN:

Draft Ordinance ____ “AN ORDINANCE CREATING THE IN...: Draft Ordinance ____ “AN ORDINANCE CREATING THE INFANTA CONSUMER WELFARE AND PROTECTION COUNCIL AND FOR OTHER PURPOSES.” Author: Coun...

Jun 4, 2014

Featured: Spacious 2-Story House And Lot For Sale In Azicate Homes Valenzuela at Php3.5 Million

Today’s featured property is a 2-Story House and Lot in No. 3, Ana Street, Azicate Homes, Brgy. Gen. T. De Leon, Valenzuela City, with lot area of 173sqm, floor area of 200sqm, and a selling price of Php3.5 Million. More property details and contact information can be found below.

Source: Featured: Spacious 2-Story House And Lot For Sale In Azicate Homes Valenzuela at Php3.5 Million

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Real Estate Investor Special: 7-Door Apartment Building for sale in Paranaque City

Today’s featured property should be interesting for real estate investors out there. It’s a 7-Door apartment building located at Paranaque City, withlot area of 780 sqm, floor area of 210 sqm, and a selling price of Php14 Million. More details for this multi-door apartment and contact information can be found below.

Property details

Location: Lot 3 Block 4, Marian Road 2, Mahogany Street, Paranaque City, Philippines
Lot Area: 780 sqm
Floor Area: 210 sqm
Selling price: Php 14 Million

Source: Real Estate Investor Special: 7-Door Apartment Building for sale in Paranaque City

BUSINESS TIPS

Jun 30, 2014

How it all started for me

How it all started for me

Jun 26, 2014

Jun 25, 2014

Jun 24, 2014

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Jun 21, 2014

Jun 17, 2014

Jun 14, 2014

Jun 12, 2014

DOST project beneficiary produces biggest 'ulang'

Jun 10, 2014

Jun 4, 2014

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